Vijay Dube

Chief Financial Officer

Vijay is seasoned finance professional with over 17 years of experience across BFSI sector. Worked in start-up growth phases of leading Indian companies and played key role in scaling organization to break-even stories. He was instrumental in driving key strategies including capital raise, LMS implementation and AOPs, as well as managing investor relations. In his previous experiences he has worked across all streams of finance functions like audit, financial reporting, accounting & taxation & treasury.

He is a qualified chartered accountant with a Bachelor of Commerce degree from the University of Mumbai. He is also a member of Institute of Cost Accountants of India.

Arun Kumar

Chief-Internal Audit

Arun is a Chartered Accountant, Certified Internal Auditor and a Certified Information Systems Auditor. He is a seasoned Internal Auditor with 25 years of experience in Risk-Based Internal Audit within the Banking and Financial sector. He has a proven track record of assessing risks and providing recommendations to ensure compliance and improve governance processes.

As an expert in compliance reviews, revenue analysis, credit risk assessment, and operational efficiency improvement, Arun is also skilled in conducting fraud investigations and fostering a strong culture of ethics and integrity. Arun has been recognized for building and leading high-performing internal audit teams. His expertise extends to IT audits, including cyber and information security assessments, and reviewing the implementation of automation strategies.

Pankaj Khare

Chief Information Officer

Pankaj is an experienced technology leader with extensive experience in Building Technology Strategy, Designing & Managing large & complex IT solutions across various sectors such as BFSI, Fintech and Aviation. Over the years, Pankaj has held several technology and operational leadership positions and successfully delivered Digital Transformation solutions, IT Operation Management, Global Service Delivery, Cyber security, Application Development & Product engineering.

An experienced Enterprise Architect ran multiple DC Transformation initiatives, Managed Services, Set up Private/Public cloud, Setup Center of Excellence and IT Practices, Established IT shared services. Pankaj holds bachelor’s degree in engineering and MBA from IIM Kolkata.

ANUP JOSHI

Chief Operating Officer – West Zone

Anup has over 18+ years of experience in BFSI domain. He is instrumental in driving Asset Sales and has worked in various domains like Mortgage, Business Lending, Gold Loan & Personal loans. He has worked with ICICI Bank, Idea Payments Bank. Prior to joining us, he was working in Rural Lending at Bajaj FinServ, In his previous stint, he has worked in various functions like Sales, Product Management & experienced in setting up and managing large distribution in rural geographies across India.

HASAN SADAT

Chief Operating Officer – Central Zone 1

Hasan is a result-oriented seasoned professional with more than 16 years of rich cross functional experience in sales and financial services sector particularly in NBFCs & Banks, setting-up and managing Retail Operations, Business Correspondent channel, Wholesale & Institutional banking segment focusing Microfinance and Affordable Housing, Sales & Marketing, Insurance, Client Relationship Management and Training & Development.

A proactive planner with robust skillset in devising effective strategies for augmenting business, identifying & penetrating new market segments, promoting sales with focus on rural markets. He has worked in various geographies across the country. Prior to Joining BFIL, Hasan has worked with RBL Bank, YES Bank, Shubham Housing and SKS Microfinance.

PANKAJ KUMAR

Chief Operating Officer – Central Zone 2

Pankaj Kumar, with more than one and half decades of experience particularly in NBFC-MFI domain, is responsible for overall business development, exploring untapped markets, stakeholder management and manpower planning in some major states of the Central zone in India.

He has strong leadership and interpersonal skills with a proven ability to work under different circumstances like Demonetization and covid crisis during his tenure.

Gaurav Kumar

Chief Operating Officer - South

As a seasoned professional with more than 20 years of experience across BFSI industry with expertise in Micro Finance, Banking, Assets, Liabilities, and Fee based income products, Gaurav has worked across organizations such as RBL Finserve, RAK Bank(Dubai), Reliance Money and ICICI Bank. His most recent assignment was that of Chief Operating Officer with IIFL Samasta Finance Ltd.

Gaurav will oversee Business planning, Operations Management, Process and Regulatory Compliance and will have P&L Responsibility for Member Services function for South Zone comprising the states of Karnataka, Kerala, and Tamil Nadu. A Post Graduate Diploma in Business Administration from SCDL, Pune, he also has MDP certifications from IIM Ahmedabad and Indore.